Independent insurance agent with 22+ years P&C experience. We find coverage other agents can't.
Lessor's Risk Only (LRO) insurance is designed for building owners who lease their property to tenants and don't occupy the space themselves. If a customer is injured in your tenant's space, you as the building owner can still be held liable. LRO protects you from that exposure.
Physical damage to your structure from fire, storm, vandalism and more.
Covers you if a customer or visitor sues the building owner for injuries.
Protection against wrongful eviction or fair housing claims.
Income replacement if the building becomes uninhabitable.
Additional liability limits above your base policy.
Available as a separate endorsement for flood-prone areas.
Most standard carriers won't touch high-risk commercial businesses. We work with specialty markets that understand your industry.
Fill out our quick online form or call us directly. We respond within 24 business hours.