Independent agent with 22+ years P&C experience. We find coverage other agents can't.
Small independent retailers — boutiques, gift shops, hardware stores, dollar stores, and neighborhood shops — need solid commercial coverage without corporate pricing. As an independent agent, Activo Insurance shops multiple carriers to find the best Business Owner's Policy (BOP) for your specific retail risk.
Property + liability bundled — most cost-effective for small retailers.
Customer injuries, slip and fall, property damage.
Building, inventory, fixtures, equipment.
Cash, merchandise theft, robbery coverage.
Covers employees injured on the job — required in most states.
Revenue replacement if you're forced to close.
Claims from products you sell or manufacture.
Delivery vehicles and company-owned autos.
Mon–Fri 9AM–6PM CST · Call or Text
(682) 666-0461 Or fill out our online form →