Independent agent with 22+ years P&C experience. We find coverage other agents can't.
Restaurants and bars carry some of the most complex liability exposures in the commercial market β liquor liability, food contamination, slip and fall, and high employee turnover. Activo Insurance works with carriers who specialize in food service risks and can structure policies that cover all your exposures without gaps.
Essential if you serve alcohol β covers incidents involving intoxicated patrons.
Slip and fall, customer injuries, property damage.
Spoilage, contamination events, food-borne illness claims.
Kitchen staff, servers, bartenders β high-injury industry.
Building, kitchen equipment, bar fixtures, inventory.
Revenue replacement during covered closures.
Claims arising from food or beverage served.
Delivery vehicles, catering trucks.
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