Independent agent with 22+ years P&C experience. We find coverage other agents can't.
Smoke shops, vape stores, and tobacco retailers are considered high-risk by most standard carriers due to product liability exposure. Activo Insurance has access to specialty markets that specifically cover this industry — from product liability to property and general liability.
Critical — covers claims from products you sell.
Customer injuries, slip and fall on premises.
Building, inventory, display cases, equipment.
Revenue replacement if you're forced to close.
Cash and merchandise robbery coverage.
Employee injury coverage.
For shops in high-traffic retail areas.
Specialty coverage for CBD retailers.
Mon–Fri 9AM–6PM CST · Call or Text
(682) 666-0461 Or fill out our online form →